Accident Guide

What to Do After an Accident

Follow these steps to protect your health, your repair rights and the full value of your vehicle claim.

Step 1

Immediate Medical & Legal Guidance

• Make sure everyone is safe and call 911 if anyone is hurt.
• Get a medical evaluation even if you feel fine — some injuries appear later.
• Request the police report number and photograph the scene, vehicles and plates.
• Exchange insurance details with the other driver; do not admit fault.
• We can connect you with trusted medical providers and specialized legal counsel for injuries.

Step 2

Vehicle Routing & Shop Assessment

• You choose the repair shop — the insurer cannot force you to use theirs.
• Have your vehicle towed to a qualified facility rather than leaving it in storage fees.
• Ask for a full teardown estimate so hidden damage is documented.
• Ask about loss of use and rental coverage while your vehicle is down.

Step 3

Maximize Property Claim Recovery

• Do not accept the first estimate or total loss offer before it is reviewed.
• We audit the estimate and demand OEM parts and proper repair procedures.
• For total losses, we challenge lowball valuations with local market comparisons.
• After repairs, we pursue diminished value for your vehicle’s lost market value.
• No upfront fees — our fee applies only to additional money we secure.